USRider Equestrian Motor Plan has recently introduced its new insurance program–USRider Insurance Services. Formerly Protection Plus+, USRider Insurance Services is the program horse owners trust with all their equine insurance needs. You can count on USRider’s no hassle insurance products to be responsive and responsible in providing overall peace of mind and the coverage to protect your equestrian lifestyle.
Mortality & Theft Coverage
All Risk Mortality & Theft coverage and Hassel Free* Mortality Program are comprehensive policies that reimburse you for the death, theft and humane destruction of a covered horse. Annual Mortality policies start at just $200. With the addition of the optional Major Medical and Liability options, these comprehensive packages provide the overall protection you need for your valued asset and trusted partner.
Comprehensive Equine Liability (CEL)
Equine liability insurance is indispensable for anyone with a horse-related hobby or business. In today’s litigious society, protection against liability claims is an utmost necessity. Even with waivers and state laws designed to limit or control liabilities, commercial equine operations are vulnerable. And win or lose, a lawsuit will cost you something.
If you own a horse farm, this package combines property and liability insurance to fully protect your home, household contents, barns, sheds, owned machinery, equipment, tack, livestock and horse operation, on and off premises.
Private Horse Owner Liability
Your horse may be one of your most important possessions, but it can also be one of your biggest liabilities. Individual horse owners place themselves and their assets at risk every time their horse comes in contact with others. Equine-related lawsuits occur more frequently than you may think. Many homeowner policies limit this type of equine-liability coverage or exclude it altogether.
Horse Clubs & Associations Liability
As a member of a horse-riding club, you need to be aware that your organization, in addition to the individual members, needs protection from third-party lawsuits. The unexpected can and does happen, whether to club members, participants, or even spectators. Your club can count on USRider for the right coverage.
Commercial Umbrella Liability
Commercial Umbrella Liability provides extra protection for catastrophic events when you’ve exceeded the limits of your commercial liability or commercial auto policy.
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USRider–in its 14th year of operation–is the only company to provide emergency roadside assistance for horse owners. Through the Equestrian Motor Plan, USRider provides nationwide roadside assistance and towing services along with other travel-related benefits to its Members. The plan includes standard features such as flat-tire repair, battery assistance, lockout services, and roadside repairs for tow vehicles and trailers with horses, plus towing up to 100 miles. As an additional service, USRider maintains a national database that includes emergency stabling, veterinary and farrier referrals. For more information about the USRider Equestrian Motor Plan, visit www.usrider.org online or call 800-844-1409. For additional safety and travel tips, visit the Equine Travel Safety Area on the USRider website at www.usrider.org.
The Equine Network provides, creates, and distributes relevant content and services to passionate horse enthusiasts while connecting them to each other and the marketplace. The Equine Network is the publisher of award-winning magazines: Horse & Rider, EQUUS, Dressage Today, The Trail Rider, Spin to Win Rodeo, American Cowboy, Practical Horseman, and Horse Journal. The Equine Network also publishes a proprietary line of books and DVDs for sale through its store, equinenetworkstore.com. The Equine Network provides emergency roadside assistance through its acquisition of USRider, and is home to several websites including: EquiSearch.com, Equine.com, MyHorseDaily.com, DiscoverHorses.com, Horse-Journal.com, and AmericanCowboy.com.